Richmond loan rates

Honors for Dec. 12

Q: Is this a good time to buy a bank stock such as Banco Santander (Brasil) S.A.? The price has come down a lot, and I know Brazil has potential.

Company News for Dec. 12

Q: Your recent article on communication skills did not reference the art of effective listening. Isn't this as important as how you convey the message?

Three years ago, Chesterfield County's government saw what was happening in the national and state economy and resolved to take steps to weather the recession in the best way possible.

Darryl Gosnell sat in his office in downtown Norfolk last week and pointed to names of companies scrawled in blue and green on a dry-erase board.

As told to Pilot writer Amy Jeter Books have always been my best friend. Being a military family, we moved a lot, and we never made lasting friendships that most people do. Book-reading was my escape. My mother was a big reader, so I get it from her. My whole family - her sisters, everybody - I grew up with people with books.

As told to Pilot writer Amy Jeter Books have always been my best friend. Being a military family, we moved a lot, and we never made lasting friendships that most people do. Book-reading was my escape. My mother was a big reader, so I get it from her. My whole family - her sisters, everybody - I grew up with people with books.

Faced with budgets strained by flagging tax revenue, cities in Hampton Roads could soon combine some government operations and programs to cut costs. A coalition of the region's three largest cities and five of the largest locally-based corporations have launched a pilot program to examine ways that the municipalities can share services.